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<div class="htmleditor-text-wrapper " style="letter-spacing:0.0em;font-family:Lato, 'Myriad Pro', 'Trebuchet MS', Ubuntu, sans-serif;font-weight:400;font-style:normal;"><font color="#cc0000" style="font-style: normal; font-size: 16px;" class="module-font-16">Triangle Rewards™ Program </font><div style="font-style: normal; font-size: 12px; color: rgb(0, 0, 0); font-weight: 400;"><br></div><div style="font-style: normal; font-size: 12px; color: rgb(0, 0, 0);"><span style="font-weight: 400;">This page sets out important information about the Triangle Rewards program (the Program) – the program that rewards you with electronic Canadian Tire Money when you shop at participating Canadian Tire® stores, on-line at <a href="canadiantire.ca">canadiantire.ca</a> and at Canadian Tire gas bars. The Program is made available by Canadian Tire Corporation, Limited (referred to as </span><b>Canadian Tire</b> or we) on the following terms and conditions.</div><div style="font-style: normal; font-size: 12px; color: rgb(0, 0, 0); font-weight: 400;"><br></div><div style="font-style: normal; font-size: 12px; color: rgb(0, 0, 0);"><b>Participating in the Program</b></div><div style="font-size: 12px; color: rgb(0, 0, 0);">In order to collect and redeem electronic Canadian Tire Money (<b>eCTM®</b>), you must become a member (<b>a Member</b>). Membership is open to you if you are an individual, you reside in Canada and you are of the age of majority in the province in which you reside. </div><div style="font-style: normal; font-size: 12px; color: rgb(0, 0, 0); font-weight: 400;"><br></div><div style="font-style: normal; font-size: 12px; color: rgb(0, 0, 0);"><span style="font-weight: 400;">You can become a Member by (i) completing the registration process online at canadiantire.ca (the</span><b> Program Website</b>) or (ii) by downloading the Program application to your mobile phone or device (the <b>Program App</b>) which you can receive information on by calling Program customer service at 1-800-226-8473 or by visiting the Program Website, or (iii) by applying for a credit card issued by Canadian Tire Bank that is designated as being linked to the Program (a Program Payment Card), or (iv) by calling customer service at 1-800-226-8473 after you have picked up a Triangle Rewards Card in store.</div><div style="font-style: normal; font-size: 12px; color: rgb(0, 0, 0); font-weight: 400;"><br></div><div style="font-style: normal; font-size: 12px; color: rgb(0, 0, 0); font-weight: 400;">If you apply for a Program Credit Card and are not approved you will still become a Member of the Triangle Rewards Program if</div><div style="font-style: normal; font-size: 12px; color: rgb(0, 0, 0); font-weight: 400;">you provided all of the necessary information unless, at time of application for the Program Credit Card, you were advised that</div><div style="font-style: normal; font-size: 12px; color: rgb(0, 0, 0); font-weight: 400;">you would have to enroll separately in the Triangle Rewards Program in the event your credit card application was declined or</div><div style="font-style: normal; font-size: 12px; color: rgb(0, 0, 0); font-weight: 400;">unless we otherwise notify you in writing. </div><div style="font-style: normal; font-size: 12px; color: rgb(0, 0, 0); font-weight: 400;"><br></div><div style="font-style: normal; font-size: 12px; color: rgb(0, 0, 0);"><b>Triangle Rewards Cards</b></div><div style="font-style: normal; font-size: 12px; color: rgb(0, 0, 0);"><span style="font-weight: 400;">Each Member may receive a Triangle Rewards Program card (a Triangle Rewards Card) that is linked to a Triangle Rewards Account. Your eCTM will be stored in that account. If you do not receive a </span><b>Triangle Rewards Card</b><span style="font-weight: 400;"> you will need to use a </span><b>Cardless Method </b>(see below) when you collect or redeem eCTM. </div><div style="font-style: normal; font-size: 12px; color: rgb(0, 0, 0); font-weight: 400;"><br></div><div style="font-style: normal; font-size: 12px; color: rgb(0, 0, 0); font-weight: 400;">Any Program Credit Cards that are issued to a Member will also be linked to that Member’s Triangle Rewards Account. If a Member has multiple Program Credit Cards they cannot be linked to the same Triangle Rewards Account.</div><div style="font-style: normal; font-size: 12px; color: rgb(0, 0, 0); font-weight: 400;"><br></div><div style="font-style: normal; font-size: 12px; color: rgb(0, 0, 0); font-weight: 400;">A Member can request the issuance of additional Triangle Rewards Cards that have the same account number as that Member’s Triangle Rewards Account.</div><div style="font-style: normal; font-size: 12px; color: rgb(0, 0, 0); font-weight: 400;"><br></div><div style="font-style: normal; font-size: 12px; color: rgb(0, 0, 0);"><b>Collecting electronic Canadian Tire Money</b></div><div style="font-style: normal; font-size: 12px; color: rgb(0, 0, 0);"><span style="font-weight: 400;">eCTM can be collected when you purchase </span><b>Eligible Merchandise</b> (see below) at participating Canadian Tire stores or on-line at <a href="canadiantire.ca">canadiantire.ca</a> (or such other web site as may be designated by Canadian Tire from time to time). eCTM is calculated on the pretax, purchase amount (or eligible portion thereof) and is rounded to the nearest cent. To collect eCTM you must present a Triangle Rewards Card (or use a Cardless Method described below). You can also collect eCTM on that portion of a purchase charged to a Program Credit Card. The Program Credit Card must be linked to a Triangle Rewards Account at the time the purchase is made in order to collect eCTM.</div><div style="font-style: normal; font-size: 12px; color: rgb(0, 0, 0); font-weight: 400;"><br></div><div style="font-style: normal; font-size: 12px; color: rgb(0, 0, 0); font-weight: 400;">eCTM can also be collected when you purchase fuel (gasoline or diesel) at participating Canadian Tire gas bars and present</div><div style="font-style: normal; font-size: 12px; color: rgb(0, 0, 0); font-weight: 400;">a Triangle Rewards Card (or use a Cardless Method described below) and use a qualifying form of tender or if you pay for the purchase with a Program Credit Card. The amount of eCTM collected on fuel purchases depends on the number of litres</div><div style="font-style: normal; font-size: 12px; color: rgb(0, 0, 0); font-weight: 400;">purchased. A minimum fuel purchase may be required before eCTM can be collected. The rate of collection may vary from time to time and by location and by type of tender used for payment so check at your local Canadian Tire gas bar. eCTM can only be collected at Canadian Tire gas bars on fuel purchases.</div><div style="font-style: normal; font-size: 12px; color: rgb(0, 0, 0); font-weight: 400;"><br></div><div style="font-style: normal; font-size: 12px; color: rgb(0, 0, 0); font-weight: 400;">You can also collect eCTM on purchases that you make at other merchants that are charged to a Program Credit Card. eCTM that</div><div style="font-style: normal; font-size: 12px; color: rgb(0, 0, 0); font-weight: 400;">you collect at other merchants will also be rounded to the nearest cent.</div><div style="font-style: normal; font-size: 12px; color: rgb(0, 0, 0); font-weight: 400;"><br></div><div style="font-style: normal; font-size: 12px; color: rgb(0, 0, 0); font-weight: 400;">The rate at which eCTM can be collected may vary from time to time and by location and is subject to change by Canadian Tire</div><div style="font-style: normal; font-size: 12px; color: rgb(0, 0, 0); font-weight: 400;">without notice. In addition, you may collect eCTM at a different rate if you pay with a Program Credit Card than you would if you</div><div style="font-style: normal; font-size: 12px; color: rgb(0, 0, 0);"><span style="font-weight: 400;">use a Triangle Rewards Card (or </span><b>Cardless Method</b>). Please call 1-800-226-8473 for current rates. </div><div style="font-style: normal; font-size: 12px; color: rgb(0, 0, 0); font-weight: 400;"><br></div><div style="font-style: normal; font-size: 12px; color: rgb(0, 0, 0);"><span style="font-weight: 400;">When shopping at Canadian Tire stores or gas bars, if you forget your Triangle Rewards Card or choose not to use it, you may still be able to collect eCTM on a qualifying purchase if you provide the telephone number that you gave when you enrolled as a Member or you scan at a compatible point of sale device your mobile phone or other mobile device on which you have downloaded the Program App (each of these is a </span><b>Cardless Method</b>).</div><div style="font-style: normal; font-size: 12px; color: rgb(0, 0, 0); font-weight: 400;"><br></div><div style="font-style: normal; font-size: 12px; color: rgb(0, 0, 0); font-weight: 400;">Purchases made in a foreign currency with a Program Credit Card are first converted into Canadian currency (as set out in the cardmember agreement) prior to calculating the amount of eCTM that you have collected.</div><div style="font-style: normal; font-size: 12px; color: rgb(0, 0, 0); font-weight: 400;"><br></div><div style="font-style: normal; font-size: 12px; color: rgb(0, 0, 0); font-weight: 400;">eCTM can only be collected on one Triangle Rewards Account for each purchase transaction. If you use a Triangle Rewards Card or Cardless Method, it must be swiped or scanned or your phone number provided, as the case may be, before you make your purchase. When shopping online at <a href="canadiantire.ca">canadiantire.ca</a> (or other website as designated by Canadian Tire), you must enter your Triangle Rewards Account number at check out to collect eCTM.</div><div style="font-style: normal; font-size: 12px; color: rgb(0, 0, 0); font-weight: 400;"><br></div><div style="font-style: normal; font-size: 12px; color: rgb(0, 0, 0); font-weight: 400;">Members are also eligible to collect bonus eCTM, or to collect eCTM at a promotional rate offered from time to time on the</div><div style="font-style: normal; font-size: 12px; color: rgb(0, 0, 0); font-weight: 400;">purchase of select items, upon the occurrence of certain events or as part of a promotion or offer, but unless otherwise indicated, bonus eCTM or eCTM awarded at a promotional rate is awarded only once for a transaction.</div><div style="font-style: normal; font-size: 12px; color: rgb(0, 0, 0); font-weight: 400;"><br></div><div style="font-style: normal; font-size: 12px; color: rgb(0, 0, 0); font-weight: 400;">You cannot use a Triangle Rewards Card (or Cardless Method) together with a Program Credit Card. If you charge a purchase to a Program Credit Card, you will only earn eCTM at the applicable Program Credit Card rate then in effect, even if you also present</div><div style="font-style: normal; font-size: 12px; color: rgb(0, 0, 0); font-weight: 400;">your Triangle Rewards Card (or Cardless Method). However, if you redeem eCTM to pay for part of a transaction and pay for the balance of the transaction with a Program Credit Card that is linked to a different Triangle Rewards Account than the account from which the redemption is occurring, all eCTM collected in respect of that transaction will be credited to the Triangle Rewards Account from which redemption is occurring.</div><div style="font-style: normal; font-size: 12px; color: rgb(0, 0, 0); font-weight: 400;"><br></div><div style="font-style: normal; font-size: 12px; color: rgb(0, 0, 0); font-weight: 400;">You will not be able to collect eCTM on that portion of a transaction in respect of which you redeemed eCTM. However, we may, from time to time and at our discretion, have special offers or promotions that would allow you to collect eCTM on that portion of a transaction in respect of which you redeemed eCTM.</div><div style="font-style: normal; font-size: 12px; color: rgb(0, 0, 0); font-weight: 400;"><br></div><div style="font-style: normal; font-size: 12px; color: rgb(0, 0, 0); font-weight: 400;">If you use more than one Program Credit Card to make a purchase (e.g. split the cost between two or more cards), all eCTM collected on that purchase will be credited only to the Triangle Rewards Account linked to the first Program Credit Card that is presented.</div><div style="font-style: normal; font-size: 12px; color: rgb(0, 0, 0); font-weight: 400;"><br></div><div style="font-style: normal; font-size: 12px; color: rgb(0, 0, 0); font-weight: 400;">If you make payment using a Program Credit Card in combination with some other form of tender, only that portion of the purchase charged to the Program Credit Card will earn eCTM at the then applicable Program Credit Card rate. That portion of the purchases made with the other form of tender may be eligible to earn eCTM at a different rate.</div><div style="font-style: normal; font-size: 12px; color: rgb(0, 0, 0); font-weight: 400;"><br></div><div style="font-style: normal; font-size: 12px; color: rgb(0, 0, 0); font-weight: 400;">Delays may occur in recording eCTM to a Triangle Rewards Account. You cannot collect paper Canadian Tire Money® and eCTM on the same transaction.</div><div style="font-style: normal; font-size: 12px; color: rgb(0, 0, 0); font-weight: 400;"><br></div><div style="font-style: normal; font-size: 12px; color: rgb(0, 0, 0);"><b>If you are the holder of a Program Credit Card and you fail to keep your credit card account in good standing, any eCTM that you might have collected as a result of transactions with that Program Credit Card, may, in Canadian Tire’s sole discretion, be cancelled.</b></div><div style="font-style: normal; font-size: 12px; color: rgb(0, 0, 0); font-weight: 400;"><br></div><div style="font-style: normal; font-size: 12px; color: rgb(0, 0, 0);"><b>Eligible Merchandise</b></div><div style="font-style: normal; font-size: 12px; color: rgb(0, 0, 0);"><span style="font-weight: 400;">All merchandise sold at Canadian Tire stores, or on-line at canadiantire.ca, is </span><b>Eligible Merchandise</b><u> except the following</u>: gift cards, lottery tickets, hunting and fishing licences, tire disposal fees, tire taxes, Rug Doctor® rental charges, refundable deposits, environmental fees, repair charges, delivery or assembly charges, other store services (other than automobile service), interstore sales, other store labour (other than labour for automobile repairs), donations at a discount, house account charges, towing charges, prepaid cards, phone cards, tobacco products or alcohol, Pit Stop® parts/labour charges, Canadian Tire Roadside Assistance®memberships that are purchased over the phone or on-line, premiums for credit card balance insurance or for insurance or extended warranties on items purchased with a Canadian Tire branded credit card, premiums for other Canadian Tire branded insurance products, cash advances, transactions using a convenience cheque, balance transfers and other cash transactions, any fees charged on a Program Credit Card, payments made to a Program Credit Card account, the value of any part or item traded-in in connection with a purchase, any item that we are legally precluded from awarding eCTM in respect of and such other goods or services as we may determine from time to time in our sole discretion. In addition, individual Canadian Tire stores may exclude additional items sold in that store from being Eligible Merchandise.  We reserve the right, at any time without notice, to change what constitutes Eligible Merchandise.</div><div style="font-style: normal; font-size: 12px; color: rgb(0, 0, 0); font-weight: 400;"><br></div><div style="font-style: normal; font-size: 12px; color: rgb(0, 0, 0);"><b>Redeeming electronic Canadian Tire Money</b></div><div style="font-style: normal; font-size: 12px; color: rgb(0, 0, 0); font-weight: 400;">eCTM can only be redeemed for merchandise (including applicable taxes) at participating Canadian Tire stores or at other locations designated by Canadian Tire.</div><div style="font-style: normal; font-size: 12px; color: rgb(0, 0, 0); font-weight: 400;"><br></div><div style="font-style: normal; font-size: 12px; color: rgb(0, 0, 0); font-weight: 400;">eCTM cannot be redeemed for alcohol, tobacco, gift cards, prepaid cards, other stored value cards or products, items that we designate on the Program Website and those items which the law does not permit to be purchased this way, or used to make a payment on any Canadian Tire Bank issued credit cards or on loans or for financial or insurance products.</div><div style="font-style: normal; font-size: 12px; color: rgb(0, 0, 0); font-weight: 400;"><br></div><div style="font-style: normal; font-size: 12px; color: rgb(0, 0, 0); font-weight: 400;">To redeem your eCTM you must present your Triangle Rewards Card (or Cardless Method) or Program Credit Card to the cashier with your purchase. Please note that in some Canadian Tire stores it may not be possible to simply provide your phone number when redeeming eCTM; presentation of your Triangle Rewards Card or Program Credit Card or scanning of the Program App may be required instead. eCTM can be used in combination with paper Canadian Tire Money and/or in combination with any other form of tender.</div><div style="font-style: normal; font-size: 12px; color: rgb(0, 0, 0); font-weight: 400;"><br></div><div style="font-style: normal; font-size: 12px; color: rgb(0, 0, 0); font-weight: 400;">eCTM collected on a purchase transaction cannot be redeemed on the same transaction.</div><div style="font-style: normal; font-size: 12px; color: rgb(0, 0, 0); font-weight: 400;"><br></div><div style="font-style: normal; font-size: 12px; color: rgb(0, 0, 0); font-weight: 400;">You may not redeem eCTM from more than one Triangle Rewards Account for the same transaction.</div><div style="font-style: normal; font-size: 12px; color: rgb(0, 0, 0); font-weight: 400;"><br></div><div style="font-style: normal; font-size: 12px; color: rgb(0, 0, 0); font-weight: 400;">You must have enrolled in the Program, or have activated your Program Credit Card, in order to redeem eCTM.</div><div style="font-style: normal; font-size: 12px; color: rgb(0, 0, 0); font-weight: 400;"><br></div><div style="font-style: normal; font-size: 12px; color: rgb(0, 0, 0);"><b>What Happens When an Item is Returned?</b></div><div style="font-style: normal; font-size: 12px; color: rgb(0, 0, 0); font-weight: 400;">If you return an item for a refund and had received eCTM when you purchased such item, such amount of eCTM will be deducted from your Triangle Rewards Account.</div><div style="font-style: normal; font-size: 12px; color: rgb(0, 0, 0); font-weight: 400;"><br></div><div style="font-style: normal; font-size: 12px; color: rgb(0, 0, 0); font-weight: 400;">Merchandise that was purchased either in whole or in part by redeeming eCTM may not be returned for cash, rather, the connected Triangle Rewards Account will be credited with the same amount of eCTM used to make the original purchase.</div><div style="font-style: normal; font-size: 12px; color: rgb(0, 0, 0); font-weight: 400;"><br></div><div style="font-style: normal; font-size: 12px; color: rgb(0, 0, 0);"><b>Expiration of Electronic Canadian Tire Money</b></div><div style="font-style: normal; font-size: 12px; color: rgb(0, 0, 0); font-weight: 400;">We may expire the eCTM in your Triangle Rewards Account in the event that there has been a period of inactivity of 18 months or more. For the purposes of this section, “inactivity” means that there has been neither a transaction in which you have collected eCTM, nor a transaction in which you have redeemed eCTM during the period in question.</div><div style="font-style: normal; font-size: 12px; color: rgb(0, 0, 0); font-weight: 400;"><br></div><div style="font-style: normal; font-size: 12px; color: rgb(0, 0, 0);"><b>Termination of Membership and Cancellation of the Program</b></div><div style="font-style: normal; font-size: 12px; color: rgb(0, 0, 0); font-weight: 400;">Membership may be terminated by Canadian Tire if any of the following events occur: (A) the Member has failed to comply with any of these terms and conditions, or Canadian Tire determines that the Member has abused the Program or has made any misrepresentation or false statement to Canadian Tire; (B) the Member dies; (C) the Member becomes bankrupt or insolvent or any bankruptcy or insolvency proceedings are commenced by or against the Member, (D) the Member is charged with a “designated offence” (as defined in the Criminal Code (Canada)), (E) the Member’s Program Payment Card is terminated by Canadian Tire Bank, or (F) Canadian Tire suspects the Member of any fraudulent activity in connection with the Program or the use of a Program Payment Card.</div><div style="font-style: normal; font-size: 12px; color: rgb(0, 0, 0); font-weight: 400;"><br></div><div style="font-style: normal; font-size: 12px; color: rgb(0, 0, 0); font-weight: 400;">A Member may choose to cancel his or her membership by written notice sent to the address below or by calling Program customer service.</div><div style="font-style: normal; font-size: 12px; color: rgb(0, 0, 0); font-weight: 400;"><br></div><div style="font-style: normal; font-size: 12px; color: rgb(0, 0, 0); font-weight: 400;"><u>Termination or cancellation of membership in the Program will result in the immediate closing of the Member’s Triangle Rewards Account and the cancellation of all eCTM in such Triangle Rewards Account without any compensation or other liability to the Member. Termination of a Member’s Triangle Rewards Account will also result in the Member no longer being able to use a Program Payment Card linked to the Program.</u></div><div style="font-style: normal; font-size: 12px; color: rgb(0, 0, 0); font-weight: 400;"><br></div><div style="font-style: normal; font-size: 12px; color: rgb(0, 0, 0); font-weight: 400;">Canadian Tire may, in its sole discretion and at any time without prior notice either (i) cancel the Program or (ii) except if you are a Member residing in Quebec, Ontario or such other province where prohibited by law, establish a date upon which eCTM will expire and may no longer be used.</div><div style="font-style: normal; font-size: 12px; color: rgb(0, 0, 0); font-weight: 400;"><br></div><div style="font-style: normal; font-size: 12px; color: rgb(0, 0, 0);"><b>Merging Triangle Rewards Accounts</b></div><div style="font-style: normal; font-size: 12px; color: rgb(0, 0, 0); font-weight: 400;">At Canadian Tire’s discretion, Members may be able to merge their Triangle Rewards Accounts into a single account. That merged account will bear the Triangle Rewards Account number of one of the accounts being merged and one Member will be designated as the holder of that account with full power and authority to deal with the account, including closing it, and will become the “Member” hereunder. All Members wishing to merge their Triangle Rewards Accounts will need to consent to the merger and agree on which account number will be designated as the number for the newly merged Triangle Rewards Account and who the accountholder will be. All remaining Triangle Rewards Account numbers will be cancelled and the persons who are not designated as the accountholder will no longer be Members in the Program.</div><div style="font-style: normal; font-size: 12px; color: rgb(0, 0, 0); font-weight: 400;"><br></div><div style="font-style: normal; font-size: 12px; color: rgb(0, 0, 0);"><b>Donating electronic Canadian Tire Money</b></div><div style="font-style: normal; font-size: 12px; color: rgb(0, 0, 0); font-weight: 400;">Members may be able to donate their eCTM to select charities or community groups. Please visit the Program Website for details about donating eCTM.</div><div style="font-style: normal; font-size: 12px; color: rgb(0, 0, 0); font-weight: 400;"><br></div><div style="font-style: normal; font-size: 12px; color: rgb(0, 0, 0);"><b>Lost or Stolen Triangle Rewards Cards</b></div><div style="font-style: normal; font-size: 12px; color: rgb(0, 0, 0); font-weight: 400;">If a Triangle Rewards Card is lost, stolen or destroyed, Canadian Tire will issue a new card on presentation of proper identification, and the balance in the Member’s Triangle Rewards Account will be transferred to a new Triangle Rewards Account.</div><div style="font-style: normal; font-size: 12px; color: rgb(0, 0, 0); font-weight: 400;"><br></div><div style="font-style: normal; font-size: 12px; color: rgb(0, 0, 0); font-weight: 400;">Canadian Tire assumes no responsibility if eCTM has been used by anyone who presents a lost or stolen Triangle Rewards Card, Cardless Method or Program Payment Card before Canadian Tire is notified of such loss or theft.</div><div style="font-style: normal; font-size: 12px; color: rgb(0, 0, 0); font-weight: 400;"><br></div><div style="font-style: normal; font-size: 12px; color: rgb(0, 0, 0);"><b>Partner Locations</b></div><div style="font-style: normal; font-size: 12px; color: rgb(0, 0, 0); font-weight: 400;">We may, from time to time, designate certain other merchants as locations at which you can collect or redeem eCTM (a Partner). The names of Partners, the rates at which eCTM can be collected and  redeemed and any items that will not be considered eligible for collecting eCTM or in respect of which you will not be able to redeem eCTM will be designated by us and will be posted on the</div><div style="font-style: normal; font-size: 12px; color: rgb(0, 0, 0); font-weight: 400;">Program Website and may be amended by us from time to time. eCTM that you collect at a Partner may not be recorded, or, if recorded, may be cancelled or may not be redeemed by us if that Partner does not provide all necessary information to us, if we cannot confirm that the eCTM was properly collected, or if that Partner is in default under its agreement with us respecting the eCTM. If you redeem eCTM at a Partner we are not responsible for any loss, damage, injury, death or expense as a result of any item or service you acquired at such Partner.</div><div style="font-style: normal; font-size: 12px; color: rgb(0, 0, 0); font-weight: 400;"><br></div><div style="font-style: normal; font-size: 12px; color: rgb(0, 0, 0);"><b>General</b></div><div style="font-style: normal; font-size: 12px; color: rgb(0, 0, 0); font-weight: 400;">e-CTM is not exchangeable and cannot be redeemed for cash or made subject to any security interest. eCTM cannot be transferred from a Member to any other Member or other person without the consent of Canadian Tire.</div><div style="font-style: normal; font-size: 12px; color: rgb(0, 0, 0); font-weight: 400;"><br></div><div style="font-style: normal; font-size: 12px; color: rgb(0, 0, 0); font-weight: 400;">These terms and conditions, as amended by Canadian Tire from time to time, constitute the entire agreement between the Member and Canadian Tir e with respect to eCTM.</div><div style="font-style: normal; font-size: 12px; color: rgb(0, 0, 0); font-weight: 400;"><br></div><div style="font-style: normal; font-size: 12px; color: rgb(0, 0, 0); font-weight: 400;">On occasion, Canadian Tire, our various businesses within the Canadian Tire family of companies and any Partners may communicate special offers, information and services to Members by email, text message (standard text messaging and data rates may apply) or other communication preferences selected by you using the contact information you have provided. Any Member who does not wish to receive these offers may so indicate on the Program Website or by calling Program customer service at 1-800-226-8473. Please note that even if you have opted out of receiving marketing communications, we may still contact you for the purposes of administering your account and sending you transactional or operational messages.</div><div style="font-style: normal; font-size: 12px; color: rgb(0, 0, 0); font-weight: 400;"><br></div><div style="font-style: normal; font-size: 12px; color: rgb(0, 0, 0); font-weight: 400;">Any waiver by Canadian Tire of any of these terms and conditions at any time does not mean that Canadian Tire cannot rely on these terms and conditions at any subsequent time. No delay or omission by Canadian Tire in exercising any right or remedy hereunder shall operate as waiver thereof or of any other right or remedy.</div><div style="font-style: normal; font-size: 12px; color: rgb(0, 0, 0); font-weight: 400;"><br></div><div style="font-style: normal; font-size: 12px; color: rgb(0, 0, 0); font-weight: 400;">All Triangle Rewards Cards remain the sole property of Canadian Tire and, if requested by Canadian Tire, must be returned to Canadian Tire upon the cancellation of a Member’s membership in the Program.</div><div style="font-style: normal; font-size: 12px; color: rgb(0, 0, 0); font-weight: 400;"><br></div><div style="font-style: normal; font-size: 12px; color: rgb(0, 0, 0); font-weight: 400;">The Member is responsible for informing Canadian Tire of any change to his or her personal information (e.g. name, address, email, etc.), by visiting the Program Website or by calling Program customer service. Canadian Tire reserves the right to terminate a Member’s participation in the Program or to block a Member’s ability to use the Member’s eCTM if Canadian Tire has inaccurate or incomplete information respecting the Member.</div><div style="font-style: normal; font-size: 12px; color: rgb(0, 0, 0); font-weight: 400;"><br></div><div style="font-style: normal; font-size: 12px; color: rgb(0, 0, 0); font-weight: 400;">Enrolment in the Program constitutes acceptance of these terms and conditions and each applicant for membership in the Program consents to the collection and use of personal information in accordance with the Canadian Tire Privacy Charter, as amended from time to time. If any provision of these terms and conditions is invalid or unenforceable, such provision will not affect the validity and enforceability of any of the remaining terms and conditions. Participants are responsible for any taxes, duties or other charges associated with their participation in the Program.</div><div style="font-style: normal; font-size: 12px; color: rgb(0, 0, 0); font-weight: 400;"><br></div><div style="font-style: normal; font-size: 12px; color: rgb(0, 0, 0); font-weight: 400;">Any written notice to Canadian Tire may be sent by ordinary mail to:</div><div style="font-style: normal; font-size: 12px; color: rgb(0, 0, 0); font-weight: 400;"><br></div><div style="font-style: normal; font-size: 12px; color: rgb(0, 0, 0); font-weight: 400;">Triangle Rewards Program</div><div style="font-style: normal; font-size: 12px; color: rgb(0, 0, 0); font-weight: 400;">PO BOX 2000, Station Main</div><div style="font-style: normal; font-size: 12px; color: rgb(0, 0, 0); font-weight: 400;">Welland, ON</div><div style="font-style: normal; font-size: 12px; color: rgb(0, 0, 0); font-weight: 400;">L3B 5S3</div><div style="font-style: normal; font-size: 12px; color: rgb(0, 0, 0); font-weight: 400;"><br></div><div style="font-style: normal; font-size: 12px; color: rgb(0, 0, 0); font-weight: 400;">We may cancel any eCTM that has not been properly issued or that we believe has been issued due to fraudulent conduct or conduct that is inconsistent with these terms and conditions or the spirit of the Program.</div><div style="font-style: normal; font-size: 12px; color: rgb(0, 0, 0); font-weight: 400;"><br></div><div style="font-size: 12px; color: rgb(0, 0, 0);"><b style=""><i>For Members resident outside of Quebec only</i></b><span style="font-style: normal; font-weight: 400;">: Canadian Tire may amend these terms and conditions at any time without notice. The version of the terms and conditions that is posted from time to time on the Program Website will govern the Program.</span></div><div style="font-style: normal; font-size: 12px; color: rgb(0, 0, 0); font-weight: 400;"><br></div><div style="font-style: normal; font-size: 12px; color: rgb(0, 0, 0); font-weight: 400;">These terms and conditions are governed by the laws of Ontario and the federal laws of Canada applicable in Ontario.</div><div style="font-style: normal; font-size: 12px; color: rgb(0, 0, 0); font-weight: 400;"><br></div><div style="font-size: 12px; color: rgb(0, 0, 0);"><b style=""><i>For Members resident in Quebec only</i></b><span style="font-style: normal; font-weight: 400;">: Canadian Tire may unilaterally amend any of these terms and conditions and, subject to the following paragraph, the version of the terms and conditions that is posted from time to time on the Program Website will govern the Program.</span></div><div style="font-style: normal; font-size: 12px; color: rgb(0, 0, 0); font-weight: 400;"><br></div><div style="font-style: normal; font-size: 12px; color: rgb(0, 0, 0); font-weight: 400;">You will be provided with written notice of any amendment to these terms and conditions (setting out the new clause only or the amended clause and how it read formerly and the date that the amendment will take effect) at least 60 days, but not more than 90 days, before it is to take effect. Upon receipt of the notice, you may choose to reject the amendment and rescind these terms and conditions.</div><div style="font-style: normal; font-size: 12px; color: rgb(0, 0, 0); font-weight: 400;"><br></div><div style="font-style: normal; font-size: 12px; color: rgb(0, 0, 0); font-weight: 400;">These terms and conditions are governed by the laws of Quebec and the federal laws of Canada applicable in Quebec. It is your express wish that these Program terms and conditions be written in the English language. C’est à votre demande expresse que les modalités du Programme sont rédigées en anglais.</div><div style="font-style: normal; font-size: 12px; color: rgb(0, 0, 0); font-weight: 400;">________________________________________________________________________________</div><div style="font-style: normal; font-size: 12px; color: rgb(0, 0, 0);"><b>PRIVACY</b></div><div style="font-style: normal; font-size: 12px; color: rgb(0, 0, 0); font-weight: 400;">Canadian Tire is committed to protecting the privacy and security of your personal information. All Canadian Tire companies have adopted the Canadian Tire Privacy Charter (<a href="https://triangle.canadiantire.ca/en/customer-service.html">Privacy Charter</a>). A list of frequently asked privacy questions (<a href="https://triangle.canadiantire.ca/en/faq.html">FAQs</a>) is available to provide you with examples and instances of how your personal information may be collected, used and disclosed. Our policies and practices have been designed to comply with the Personal Information Protection and Electronic Documents Act and provincial private sector privacy acts. Our <a href="https://triangle.canadiantire.ca/en/customer-service.html">Privacy Charter</a> may be amended from time to time. A copy of the most current version of our <a href="https://triangle.canadiantire.ca/en/customer-service.html">Privacy Charter</a> and our <a href="https://triangle.canadiantire.ca/en/faq.html">FAQs</a> can be obtained online at triangle.com or by calling 1-800-226-8473.</div><div style="font-style: normal; font-size: 12px; color: rgb(0, 0, 0); font-weight: 400;"><br></div><div style="font-style: normal; font-size: 12px; color: rgb(0, 0, 0); font-weight: 400;">The Privacy Charter describes how we collect, use and disclose personal information in order to: (i) process and administer your payment for the purchase of products or services, if you purchase online or use a debit or credit card for the purchase in one of our stores; (ii) process your application for a product, provide a service or administer the Canadian Tire loyalty reward program or other loyalty or preferred customer programs that may exist from time to time (each a "Loyalty Program"); (iii) better understand your needs and offer you relevant information, products, services, rewards and programs, including sending you (and others on your behalf) communications by way of postal mail, email, facsimile, telephone, text message or other type of electronic message; (iv) determine your interest and eligibility for, and where appropriate provide you with, products, services, rewards and programs; (v) track and analyze your purchases, other transactions, shopping patterns, account activity, and payment history for marketing analysis purposes or tailoring promotional offers to you; (vi) track and analyze website use to provide a better customer experience such as customized offers and advertisements; (vii) verify your identity and protect against error and fraud; (viii) manage and assess our risk; (ix) assess and update your credit  worthiness on an ongoing basis; (x) conduct research and analysis (de-identified to the extent possible); (xi) process, service, analyze and audit your relationship with us, including collecting any money you owe us; (xii) comply with applicable legal, regulatory and self-regulatory requirements; (xiii) respond to your questions, comments or requests to customer service; and (xiv) achieve other purposes as may, from time to time, be permitted by law.</div><div style="font-style: normal; font-size: 12px; color: rgb(0, 0, 0); font-weight: 400;"><br></div><div style="font-style: normal; font-size: 12px; color: rgb(0, 0, 0); font-weight: 400;">We may provide your personal information to Canadian Tir e affiliates or to other third party Marketing Partners, including under a Loyalty Program, so that they can notify you directly of products, services, rewards and special offers that may be of interest to you. These notices may be given to you by postal mail, e-mail, facsimile, telephone, text message or other form of electronic messaging using the contact information that you provide to us.</div><div style="font-style: normal; font-size: 12px; color: rgb(0, 0, 0); font-weight: 400;"><br></div><div style="font-style: normal; font-size: 12px; color: rgb(0, 0, 0);"><b>By providing your information to Canadian Tire, you consent to Canadian Tire using your personal information for the uses described above</b><span style="font-weight: 400;">. Withdrawal of consent to collect, use and disclose your personal information may restrict our ability to provide you with some products and services, such as the privileges and opportunities of being a member of the Loyalty Program. You may always withdraw or refuse your consent by clicking on the unsubscribe link in our email communications or by contacting us at 1-800-226-8473. Your request will be promptly processed but may not be in time to remove you from promotions already in progress. Please note that even if you have opted out of receiving marketing communications, we may still contact you for the purposes of administering your account and sending you transactional or operational emails.</span></div><div style="font-style: normal; font-size: 12px; color: rgb(0, 0, 0); font-weight: 400;"><br></div><div style="font-style: normal; font-size: 12px; color: rgb(0, 0, 0);"><span style="font-weight: 400;">We do not sell or rent personal information. We may transfer your personal information to entities outside Canadian Tire, such as our vendors, suppliers and agents who assist us in serving you ("</span><b>Service Provider</b>"). Our Service Providers may be located in or outside of Canada and may be required to disclose your information under the laws of their jurisdiction. For complete details as to how we collect, use and disclose your personal information, please see our <a href="https://triangle.canadiantire.ca/en/customer-service.html">Privacy Charter</a> and <a href="https://triangle.canadiantire.ca/en/faq.html">FAQs</a>.</div></div>

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CANADIAN TIRE^® and the CANADIAN TIRE Triangle Design are registered trade-marks of Canadian Tire Corporation, Limited. **Online prices and sale effective dates may differ from those in-store and may vary by region. Dealers may sell for less. Pricing Policy
^△The tire producer / manufacturer is responsible for the recycling fee charged on new tires. All fees collected go towards the collection, transportation and processing costs of recycling used tires.

^‡Total savings reflects sale price and instant rebate. Government of Canada Energy Savings Rebate Program get 25% Instant Rebate on selected ENERGY STAR certified dehumidifiers, smart thermostats and air purifiers. Taxes payable on price before rebate. Valid until September 30, 2020. Funded by the Government of Canada. Available in Ontario only. See details in store.

Financing available is “Equal payments, no interest” for 24 months (unless otherwise stated) and is only available on request, on approved credit and on purchases of $150 (unless otherwise stated) or more (Gift Cards excluded) made with your Triangle credit card at Canadian Tire, Sport Chek, Mark’s, L’Équipeur, Atmosphere, Sports Rousseau, Hockey Experts, L’Entrepôt du Hockey and participating Sports Experts. Interest does not accrue during the period of the plan. However, if we do not receive the full minimum due on a statement within 59 days of the date of that statement, or any event of default (other than a payment default) occurs under your Cardmember Agreement, all special payment plans on your account will terminate and (i) you will then be charged interest on the balances outstanding on such plans at the applicable regular annual rate from the day after the date of your next statement, and (ii) the balances outstanding will form part of the balance due on that statement. There is no administration fee charged for entering into a special payments plan. Each month during an equal payments plan you are required to pay in full by the due date that month’s equal payments plan instalment. Any unpaid portion not received by the due date will no longer form part of the equal payments plan and interest will accrue on that amount from the day after the date of your next statement at the applicable regular annual rate. Offer subject to change without notice.

Additional information for residents of Quebec only: The regular annual rate for persons applying for the Triangle Mastercard and the Triangle World Elite Mastercard is 22.99% for cash transactions and related fees and 19.99% for all other charges. Some applicants may receive a higher or lower regular annual rate depending on a credit evaluation. The minimum payment is the sum of (a) the greater of: (i) interest and fees shown on your statement + $10; or (ii) 5% of the New Balance, excluding amounts on special payment plans, (b) any balance over your credit limit, (c) any amounts past due not included in (b) above, and (d) the amount of any equal payments plan instalments then due. Balances under $10 are due in full. For residents of Quebec, the period between the statement date and the due date for payment is 26 days. The billing period covered by each statement can be from 28-33 days. The Triangle Mastercard and the Triangle World Elite Mastercard do not have an annual fee. Examples of borrowing costs (rounded to the nearest cent) assuming that all charges are purchases bearing interest at the regular annual rate of 19.99%, a 30 day month, no charges made on special payment plans and no other fees, additional payments or other changes are:

If your average balance is:	$100	$500	$1000	$2000
Total monthly credit charges will be:	$1.64	$8.22	$16.43	$32.86

^ƒ Additional Information for the Triangle Mastercard:

^† In the form of electronic Canadian Tire Money^® (CT Money^®). You cannot collect paper Canadian Tire Money on bonus offers. Any bonus multiplier is based on the base rate of collecting CT Money. Not all items sold at Canadian Tire earn CT Money. The offered rate is exclusive of any bonus or promotional offers or redemption transactions. CT Money is collected on the pre-tax. Bonus CT Money collected from online orders will be applied to the member’s Triangle Rewards™ account within 5 weeks of the purchase date. Terms and Conditions apply. Visit https://triangle.canadiantire.ca/en.html for more information.

^®/TM Unless otherwise noted, all trademarks are owned by Canadian Tire Corporation, Limited and are used under licence.
^®/TM Mastercard and World Mastercard are registered trademarks, and the circles design is a trademark of Mastercard International Incorporated.

^®/TMMark’s is a registered trademark of Mark’s Work Warehouse Ltd, used under licence

^®/TMSport Chek is a registered trademark of FGL Sports Ltd, used under licence.

^◊Pricing, selection, and availability of in-store clearance items are determined by each store. Items may be display models or not exactly as shown and may not be available in all stores. Quantities may be limited. Contact your store for more information. We reserve the right to limit quantities. Sorry no rainchecks (excluding Quebec).

^‡‡Shipping fees apply. Shipping fees and delivery times vary depending on location, size and weight of the item(s) and is only available within the province of the Canadian Tire retail location (“Store”) from which the item(s) was purchased. Bulk items will only be delivered within a 100km radius of the Store. Not available in Recontre East, NL. Conditions and restrictions apply. Visit https://www.canadiantire.ca/en/ship-to-home.html for more information.

¹Excludes Diesel. Additional fees and charges will apply for vehicles that require more than 5L of oil. Additional oil filter charges will apply. Eco fees, taxes and additional fees where applicable, are extra. Coupon valid for one-time use only. Coupon has no cash value and must be presented and surrendered at time of redemption. Not valid in conjunction with any other offer, coupon or discount. One coupon per vehicle. We reserve the right to limit the number of coupons redeemed per person. Limited time only. Altered or modified coupons will not be accepted. Coupon valid for intended recipient only. Some restrictions apply. See in store for details.Offer valid January 31- February 27, 2020.
²Standard Message & Data rates apply. You can withdraw your consent to receive text messages about Canadian Tire Auto offers at any time by texting STOP to 38667. Contact us at P.O. Box 2000, Welland, ON L3B 5S3 or 1-800-387-8803 or customerservice@canadiantire.ca.
³You will receive electronic messages about Canadian Tire Auto products, tips and services that may be of interest to you from Canadian Tire Corporation, Limited. You may unsubscribe at any time.

^ΔΔThe Triangle Rewards Program is owned and operated by Canadian Tire Corporation, Limited. The Triangle credit cards are issued by Canadian Tire Bank. Rewards are in the form of electronic Canadian Tire Money® (CT Money®). To collect bonus CT Money you must present a Triangle Rewards card/key fob, or use any approved Cardless method, at time of purchase or pay with a Triangle credit card. You cannot collect paper CT Money on bonus offers. Any bonus multiplier is based on the base rate of (0.4%) collecting CT Money and will be added to whatever the Member would otherwise collect, without the bonus. Example: On a $100 (pre-tax) purchase with a 20X bonus multiplier a Member would earn a bonus $8 in CT Money (20 X .4% X $100). Not all items sold are eligible to earn CT Money or to be redeemed for. Conditions apply. Visit triangle.com for full program rules and Partner location information. The offered rate is exclusive of any bonus or promotional offers or redemption transactions. CT Money is collected on the pre-tax amount of the purchase.
^ΔΔBonus CT Money collected from online orders will be applied to the Member’s Triangle Rewards Account within five weeks of the purchase date.

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